what we do

Four services to help you
restore your credit

The Fair Credit Reporting Act

We are certified by CDIA on our knowledge of the FCRA.

We use our knowledge and experience with Consumer Credit Rights and legislation to assist our clients in their quest to ensure that the information on their clients credit reports is accurate and verifiable and permanently removing information that is obsolete, inaccurate and unverifiable including but not limited to Bankruptcies, Foreclosures, Repossession, Incomplete Info, Tax Liens, Student Loans, Civil Liens, Charge Offs, Out Date Info, Judgments, Medical Bills, Inquiries & More.

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Fair Isaac Corporation

GTS Credit Unveils the Secret that Can Improve Credit.

GTS Credit has been working diligently to answer the credit repair and credit score questions not being revealed by the score’s makers to help you improve credit opportunities that you receive.

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Debt Validation

The right to request validation of the debt is provided by the federal Fair Debt Collection Practices Act (FDCPA).

There are many instances when you may want to request validation of the debt. Some may include: You do not recognize or remember incurring the debt being collected, You feel that the amount of the debt may not be correct. For example, you feel you have previously paid all or part of the debt or that there are incorrect charges added to the debt…

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Open your own Credit Repair Business

Our Authorize Partner Program here at GTS Credit is more than just a way to earn some extra money.

It’s a tested and friendly system that helps to turn all of your leads into qualified clients by helping them improve their credit and credit scores.

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How we do it

Four Simple Steps


Our simple subscription form will collect all your general information including your credit report accounts credentials (user/password) that will authorize us to take a look at your credit. You don't have to enter your payment at this point. And you will gain access to more resources from our site.

Your Credit Report

Our credit repair experts will do a FREE analysis and to determine how much work we actually have to do with you to repair your credit and improve your score.

You Agree

Then, we go with you over the work that needs to be done to help you recover your credit, and if you agree, you fill out our credit agreement and the credit card authorization form to make your payment and upgrade to a Paid Account choosing one of our packages.

Keep Track

You then will be given access to the credit status system where you will be able to keep track of the work and progress made on your credit history.
credit repaired
validation letters
deleted collections
deleted car repo

What Our Clients Are Saying

Before & After

I am a happy customer, this was my credit and now I have a new car and I just purchased my home too. Thank you GTS!
Shawn J


I am a happy customer, this was my credit and now I have a new car and I just purchased my home too. Thank you GTS!
Laura Shtein

Child Support

I am a happy customer, this was my credit and now I have a new car and I just purchased my home too. Thank you GTS!
Chris Cornell

Validation Letter

I am a happy customer, this was my credit and now I have a new car and I just purchased my home too. Thank you GTS!
Ron Shtein

Credit Repair

Words can not express how happy I am with this company (GTS) and their hard working employee's, especially CLAUDIA ...
Priscilla L.
Buena Park, CA


...The situation was out of my scope and my buyer intended to file for bankruptcy. I send her to GTS and Ana saved the day!...
Amy V.
Upland, CA

Credit Repair

I have tried a lot of credit repair companies or I should say so-called credit repair companies but this company is so far the best of the best that I have ever tried...
Reneh S.
Glendale, CA

Credit Repair

GTS helped me improve my credit. I appreciate the professionalism and...
Melinda B.
Rancho Cucamonga, CA

Credit Repair

...GTS CREDIT is the real deal and helps improve your credit score. Within three months my FICO score went from...
Mark T.
Downey, CA

Credit Repair

If anyone is looking to clean up their credit, look no further, GTS In Covina will take care of any...
Fernando A.
Claremont, CA

Credit Repair

How many times have you heard... we can clean your credit! . GPS Credit is up front and transparent in their initial consultation...
Robert R.
Covina, CA

Credit Repair

...I've attended their workshop that teaches you how credit is scored and gives you important tips on how you can start doing...
Deanna R.
Diamond Bar, CA
our news

Latest From Blog

Identity fraud surged 16%, but here’s the important number

Identity fraud
Account takeover fraud – when a crook takes over access to online banking or credit card accounts using phishing or malware scams – increased 61 percent to $2.3 billion. Here, consumers lost on average $263 in out-of-pocket costs and spent 20.7 m...
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Who can furnish payment info to credit bureaus?

Credit Bureaus
“We encourage people to talk to their landlords and have them report that information, especially if you’re trying to establish credit for the first time or rehabilitate a credit history that’s had some problems,” Griffin said.
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How does a balance transfer affect your credit score?

Credit score
Find a balance transfer card with a 0 percent introductory offer. Payment history is the most important factor in FICO’s traditional credit scoring model. A balance transfer card with a limited, no-interest period can help you wipe out your debt fa...
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GTS office locations
(800) 852-3696
1004 West Covina Pkwy, Suite 470 West Covina CA 91790
(760) 508-9215
Apple Valley office 21621 Sandia Rd. Suite 176 Apple Valley CA 92308
hours of operation
Mon - Fri 10:00 am - 6:00 pm
Saturday by appointment only