Identity fraud surged 16%, but here’s the important number

17.08.2018
Identity fraud
Account takeover fraud – when a crook takes over access to online banking or credit card accounts using phishing or malware scams – increased 61 percent to $2.3 billion. Here, consumers lost on average $263 in out-of-pocket costs and spent 20.7 m...
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Who can furnish payment info to credit bureaus?

17.08.2018
Credit Bureaus
“We encourage people to talk to their landlords and have them report that information, especially if you’re trying to establish credit for the first time or rehabilitate a credit history that’s had some problems,” Griffin said.
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How does a balance transfer affect your credit score?

17.08.2018
Credit score
Find a balance transfer card with a 0 percent introductory offer. Payment history is the most important factor in FICO’s traditional credit scoring model. A balance transfer card with a limited, no-interest period can help you wipe out your debt fa...
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